Clear the debt. Fix the score. Move forward.
Sky Consultant is an NCR-registered credit repair and financial wellness service. If debt, judgments or a low credit score are holding you back, we help you sort it out and build something better.
Everything you need to fix your credit, in one place.
From clearing judgments to rebuilding your score, these are the ways we help. Each one is shaped around your situation, not a template.
View all servicesStraight talk, real expertise, no quick fixes.
People come to us stressed and stuck. Our job is to make it make sense, then do the hard work of putting it right.
Real expertise
We know credit repair, debt management and the South African credit system inside out. You get advice that actually works, not guesswork.
Personal service
No two situations are the same, so no two plans are either. We build yours around your goals and your budget.
Honest education
Our free financial wellness masterclasses give you the tools to stay in control long after we are done.
In it for the long run
We are not about quick fixes. We stay with you until your credit is healthy and it stays that way.
Results our clients stand behind.
We measure success one way: clients who get their financial lives back and would send their friends and family our way.
A clear path from stuck to sorted.
No jargon, no runaround. Four simple steps, and you always know where things stand.
Free assessment
We look at your full credit picture and listen to what you actually need.
Your plan
You get a straight, personalised plan with real timelines and no surprises.
We get to work
We handle the negotiations, removals and paperwork on your behalf.
Back in control
You rebuild your score with our support and stay on solid ground.
“We treat every client the way we would want to be treated. No judgment, just a clear plan and someone in your corner.”
Phumlani Nhleko is the CEO of Sky Consultant. He leads the team with one simple belief: treat people in financial trouble with respect, and give them a clear, honest plan. He and the team stay with you the whole way through.
From a judgment on her record to a clean slate.
Sarah came to us with mounting debt, a low credit score and a judgment against her name. We built her a plan, negotiated the debt down, repaired her credit and got the judgment removed. Today she is back in control.
- Debt negotiated and restructured into an affordable plan.
- Credit score rebuilt from 520 to 742 over the plan.
- Judgment removed and cleared from her record.
Let's get your credit back on track.
Book a free, confidential assessment. We listen first, then show you exactly how we can help.